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Insurance & Payments
Be Prepared, Be Informed

Eye Care Insurance Coverage for Provo

While we do accept many types of insurance, we do not participate in all vision plans. Please inform our staff when you schedule if you plan to use your benefits. If you have any questions about your coverage, call your insurance company to speak with a customer representative.

You can also click the links below to find out more about the insurance we accept. Our friendly staff is always available to help you determine if the eye care you need is covered by your insurance plan. However, we are not responsible for any misinformation given to us by your insurance. You are ultimately responsible for all copays, coinsurances, deductibles, and denials from your insurance.

Close up of eye doctor filling medical form after examining patient

Accepted Insurances

We accept most medical insurance plans–see some examples in the following list and then read our important disclaimer below. For a more updated list, please click here: Insurance Chart.

  • Aetna
  • Altius
  • Blue Cross Blue Shield
  • Cigna
  • DMBA
  • EMI
  • Most EyeMed plans
  • IBEW
  • Medicare
  • Railroad Medicare
  • PEHP
  • Principal Financial
  • Tricare
  • United Healthcare
  • VSP
  • Certain Medicaid plans
  • and more!

Important Disclaimers

  • We invite you to familiarize yourself with all of your insurance benefits. It is your responsibility to contact your insurance(s) to make sure our doctors are in-network with your plan AND that you have routine vision coverage and/or medical coverage. Some accepted insurances listed above may have plans that we don’t accept! We invite you to call your insurance company to see if your individual plan is covered by our specific doctors. (Todd J. Lewis and Andrew T. Smith).
  • You are responsible for any denied amounts, including unmet deductibles, coinsurance, copays, and non-covered services. If we are billing your eye exam as medical, you will be responsible for the $35.00 refraction, which is an essential component of eye exams and is not considered a medical service by most insurers. Please familiarize yourself with any deductible amounts, copays, and coinsurances under your plan for vision exams and medical office visits.

Please note: your vision insurer may be different than your medical insurer. Example: you have United Healthcare with an eye exam, but this benefit is actually insured by Spectera® Vision through United Healthcare. We are out-of-network with Spectera® Vision.

Prepare for Your Visit

We require the following at your visit:

  • Your insurance card(s) or a copy of the front and back of your insurance card(s). If you have multiple insurance plans, please notify us at the time of service which insurance is primary and which is secondary so we can bill the correct insurers and avoid denials.
  • Demographic information of the primary insurer in your family, including their name, address, date of birth, last 4 of social, and member ID information (found on insurance cards).
  • A valid credit/debit card to keep securely on file to charge for any non-covered insurance amounts after billing. We will only use your card for this purpose. All card information is stored in our PCI-compliant system and is truncated.

Out-of-Network Vision Plans

Using your out-of-network benefits, we accept Spectera, Davis, and Superior as our doctors are now open-access providers. Use your out-of-network benefits for exams, glasses, and contact lenses and receive additional discounts to lessen your costs. We’ll look up your exact benefits when you call to schedule and immediately bill your services on the day of your visit. For more information, call us at 801-373-4550.

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Spectera Eyecare Networks logo
Superior Vision logo
Get in Touch

Simplify Your Eye Care

Have questions? You can call us at 801-373-4550 for support. Whether you require assistance with your payment or you’re ready to schedule your next treatment, our team is here to help. Reach out to us to get started and enjoy compassionate, streamlined vision care that improves your quality of life.

Book Now     (801) 373-4550